Paypal confirmation. PayPal wallet verification procedure

One of the most common methods of paying for purchases in foreign online stores is the PayPal payment system. In some cases, when paying, the seller may ask you to provide them with your payment information, in particular, your account number.

When registering with the PayPal payment system, many expect that their personal account will be assigned an individual number, like a WebMoney wallet number or a bank account number. However, PayPal uses a different system user identification- by email address.

Among other information, you will be asked to provide an e-mail. This email address will not only be used to verify your account, receive newsletters, and restore access if you lose your password, but also as your main payment ID - PayPal ID.

Thus, the account number in the usual sense of this concept is absent in PayPal; it is replaced by the email address with which you registered the account. So if a seller needs your PayPal account number, just tell him your email address.

In order to secure your PayPal account We advise you to create an e-mail for him on a reliable service with a high level of security (for example, Gmail). Create a complex password for both your email and your PayPal account. In this case, these passwords must be different; you should not use the same password for both accounts.

For safety reasons, it is important to remember one more thing: Bankcard number, to your PayPal account, is not your account number, and you do not need to share it with anyone. One of PayPal's main tasks is to ensure the security of funds transfer transactions. All payments are made through a secure connection, and payment card numbers are kept secret.

If the seller asks you, in addition to your PayPal account number, that is, your email address, to provide your payment card number, CVC/CVV code, expiration date and other information, you may be dealing with a scammer. Your PayPal ID should be enough for payment; the very essence of the PayPal system is that there is no need to tell anyone your card and bank account numbers and other personal information that can be used for personal gain.

By the way, when paying for goods in foreign online stores, it is not always that you will be required to provide your personal PayPal ID directly to the seller. Popular online auction eBay, for example, offers via PayPal directly from your personal account.

If the seller of the item you are purchasing accepts payment via PayPal, after adding the item to your cart, a button will appear in your personal account. Pay via PayPal" After clicking it, you will be asked to log into your PayPal account, where you can make a payment.

So, let's briefly summarize all of the above. The only identifier in the PayPal system is e-mail, for which the account was registered, it must be indicated if you are asked to provide your PayPal account number. Any other payment information - the number of the payment card linked to PayPal, its security code, etc. - must be kept secret to ensure the security of payments.

Using PayPal makes it possible to securely make purchases in international online stores. The payment to the seller is made without disclosing the user's bank card details. Let's look at how to confirm a card in PayPal.

To start using the service, you will need to register using your email, which will also serve as your login. After registration there is a linking stage and subsequent verification of the PayPal card.

Bank cards of the following formats can be linked as a payment instrument:

• Visa QIWI Wallet;
• Visa;
• American Express;
• MasterCard;
• Maestro.

Adding a card is done through the “Account” tab located at the top of the page. Then click on “+” and add a bank account. Enter all the required information and click “Continue”.

The newly added card will display the status “Ready for confirmation”. Let’s get started with the actual verification process by following simple instructions.

To link a card to an account, you will need to go through a confirmation procedure. To do this, go to “My Account” and “Notifications”. Click “Verify my debit or credit card.”

How does the confirmation process work?

How to verify a card on PayPal? The system works by debiting a small amount of funds from it (usually up to $2). Information on the calculated amount can be found via SMS notification.

If SMS notification is not configured, you can obtain the necessary information from your account statement online or at a bank branch. To confirm the card you need to know the 4-digit code.

The code can be in the following format: “KODRR*1231”, “PayPal CODE*1312” or “PP*4828CODE”. We need to take exactly the numerical combination and indicate it in your PayPal account.

Where can I enter the confirmation code to link the card?

How to confirm a bank card in PayPal and complete the linking process? To do this, log into your account again. Select “My Account”, then “Notifications” and “Confirm debit or credit card”.

We enter the received 4-digit code, and the process can be considered successfully completed. Now funds for purchases will be automatically debited from the card when paying in stores via PayPal.

What to do if you haven’t received a confirmation code

Various banks have had problems more than once that the code does not arrive and is not displayed in statements. In this case, you need to contact technical support or a bank branch and request the code again.

You can also use the "Resend PayPal Code" feature. To do this, perform the following steps:

• Log in to “Account”;
• Click on the desired card;
• Again select “Confirm”;
• We ask you to “Resend PayPal code.”

Please be aware that depending on which issuing bank you use, it may take several business days for the charge to appear on your online banking statement. Or you need to wait for an extract by mail.

What other nuances could there be?

It is not possible to verify your savings account with PayPal. If the bank account is corporate, you will need to print out and sign the instructions and send them to the address specified in Pay Pal.

By confirming your bank account, it becomes possible to withdraw funds from your PayPal account to it. You can make personal transfers from your account only after it has been confirmed in accordance with the law.

Features of the international payment system PayPal are not only the ability to work with various banking structures in 203 countries, but also transactions with 25 world currencies, and almost absolute security of user funds. (cm. ). PayPal payments are made simply and quickly, thanks to which the popularity of the service is constantly growing - the number of its clients already exceeds 230 million people. Registering in the system is easy, but if your wallet is not verified with PayPal, access to some features will be limited. In order to use the maximum number of service functions, you must pass account verification.

What does PayPal verification give a client?

A newly registered user receives not a full-fledged account, but a so-called “Unverified account”. You can verify this by going to the main page of your profile and reading the corresponding inscription.

• setting increased limits on sending, receiving and withdrawing funds;
• reducing the likelihood that your account will be blocked for any reason. While PayPal verification without a card is not only blocked much less often, but it is also much more difficult to restore.

It is worth noting that you can verify your page on the service at any time after registration - immediately after you have created your profile, and a few days later. For verification, which is completely free and does not even require personal documents, you will have to spend 5–10 minutes of time and, perhaps, wait several hours until you receive a response about the verification.

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Preparing for the test

Before you can verify your card with PayPal and thus link it to your account, you should first have a personal account in a bank in your country and in the currency that you are comfortable using. In addition, it is advisable to place a small amount of dollars on the card, which will be withdrawn during the verification process.

In order for verification to go smoothly, you should deposit not only $1.95 into your account, but also take into account the bank commission, which can reach $0.3–0.5. Thus, there must be at least $4 on the card.

PayPal verification steps

To start verification, you need to log in to the service by going to its page, entering your password and login. The next step is to find the link to connect the card and follow it to fill out the form.

To connect a card, you will need to fill out a special form - quite simple and usually not causing problems for users. The information you enter should include:

• personal data (full name), which is indicated in Latin letters, just like on the payment card itself;
• the card number, which is taken from the front side, and a three-digit verification code written on the back;
• billing address. It is indicated in the same way as when issuing a card. As a rule, this is the owner's home address, although sometimes it may not be the same.

To link, you can use any international card - for example, Visa or MasterCard. It is also allowed to link e-wallets of the Qiwi payment system to your PayPal account. Moreover, PayPal Qiwi verification takes place in the same way as checking any other card.

After the user fills out the form and clicks “save and continue,” $1.95 is debited from his card. This is a requirement of the payment system, mandatory during registration - although the procedure itself is free, and the withdrawn funds are returned back.

The next, penultimate stage of linking a card to PayPal is card verification. To complete it, you will need to familiarize yourself with the details of the operation of withdrawing $1.95 from the card, which can be done in several ways:

1. By going to your profile in the online banking system;
2. After reading the SMS that arrived after the amount required for verification was blocked on the account;
3. By calling the bank that issued the card, or by making a personal visit there to receive a statement.

A four-digit number, highlighted in color, must be entered on the payment system website. After this, the procedure will be considered completed, and the user will receive a message confirming that verification has been completed. Information that accounts are verified with PayPal can be found in your profile.

The verification code must be entered as carefully as possible. If you enter it incorrectly 3 times, the user will have to contact the service’s technical support and postpone verification for several days.

Once the verification is completed and the card is linked, you can enjoy all the benefits of the service. And, although the percentage for performing transactions in PayPal is quite large, the benefits from working with the service compensate for this disadvantage.

The PayPal system is known in practice in 203 countries around the world. It works with 25 currencies and has the widest capabilities. You can purchase goods and pay for services on favorable terms. Often people refuse such prospects because they are stopped by some of the nuances of the payment service, such as PayPal registration and verification. The processes are slightly different from domestic ones, but not in complexity, but in rules. Once you figure it out, you will understand how simple everything really is.

230 million people were able to register in the service and be verified. Let's figure out how to verify PayPal.

What will you get from verification?

So, you have registered your profile in the system, you have a wallet that you expect to use. You should not rush to conclusions, since an unverified electronic wallet is not complete. Its capabilities are limited. To make sure of this, read the inscriptions at the top of the page. If the status is “not verified”, this is your case. You need to identify yourself by clicking on the “Pass Verification” tab. By taking this step you will get the following:

1. The likelihood of your account being blocked is minimized.
2. The limits of funds for withdrawal, receipt and sending will increase.
3. If you do end up being blocked, restoring your profile is much easier.

Account verification is completed within 10 minutes. There is no need to pay extra for the process. You don't even need to provide documents. The verification itself takes several hours. If you have registered a PayPal account, this does not mean that you need to be verified immediately. This can be done after a few days.

What to do to prepare for the identification process

Opening a PayPal account requires having a bank card, which will need to be verified, that is, to prove that a specific user is its true owner.

At the time of linking the plastic to the payment service, you must have this plastic and an account in a domestic bank in the currency that best suits your goals.

Important: there must be a certain amount of money on the card. If its balance is 0, verification will not be possible.

In order for the process to be successful, make sure that there is at least $4 on the plastic. In fact, for verification you only need $1.95, but this does not take into account the bank commission, which can be 0.3-0.5%.

Step-by-step verification process

So, registration is over, you have become the new owner of your PayPal account. You have an account, in order to fully use it, log in to the system using your password and login. Then proceed as follows:

• on your personal PayPal resource page, find the “Pass verification” tab and click on it;

• In the form that appears, enter your personal data (full name, basic details of the verified card, billing address, etc.). As a rule, users do not have problems filling out an electronic form, since they are required to enter passport information;

• After all the fields are filled in, check the entered information, if everything is correct, click on “Continue”. As a result of this action, $1.95 will be debited from your account. The verification amount will be returned the next day;
• go to the card balance statement and copy the code and enter it in the appropriate box;
• the process is completed. You can verify this by looking at the status indication located at the top of the page. It should say "Verified".

Attention: when you enter the billing address, mark in the form the same data that appeared when registering your bank card. If the system detects a discrepancy, the plastic will not be verified. The identification process will have to be repeated.

How to view a card statement

In order to find out the verification code, you will need to look into Internet banking, where information about all actions related to the card is regularly recorded.

The account interfaces of different financial institutions differ. You need to find your payment history. As a rule, transaction amounts are displayed on the screen. It will be easier to find the required payment for the written off amount of $1.95.

Go to the receipt and find a code that, as mentioned above, needs to be copied and entered into a special window. This way the card will be linked to your PayPal account. The functionality of the verified wallet will expand, you will be able to make even more purchases, visit even more shopping sites of interest. The benefits don't end there. Bonuses, cashbacks, discounts and promotions await you. PayPal makes life more interesting. It's worth a try.

This is an electronic money operator (payment system) that is used in many countries around the world. It allows its customers to pay bills and purchases, send and receive money transfers.

For PayPal stockers, this is one of the ways to receive money earned from microstocks.

How to register with PayPal - instructions.

1. Go to the website www.paypal.com and click the "Register" button in the upper right corner.

• Personal account - to make purchases online and to be able to send and receive money.
• Corporate account- to accept payments and issue invoices to clients.

Select the required option (a personal account is enough to receive payments from microstocks). Click "Continue".

3. Fill out the form: country of residence, email address, password and its confirmation, code.

4. In the form that opens, fill in your first name, last name and patronymic (preferably in Latin), date of birth, citizenship, passport series and number, street and house and apartment numbers, zip code, city (will be entered automatically after entering the zip code), region of residence and telephone number . All fields are required.

5. On the next page " Link your card and start shopping with PayPal now" You can enter your bank card details to complete identity verification, or click on the "PayPal" image in the upper left corner and log into your account.

There will be an inscription " Provide basic information to use the full range of PayPal features" - confirm your email address, add a card, use the application. This information is required to pass the user's identity verification.

Howpass user identity verification

To do this, in your account, follow the link in the bottom left column " Check your account limits". There you will see your account limits

Limits are initially set for all user accounts.

• Monthly: 200,000.00 RUB - summarizes all transactions on the account. (After increasing limits: unlimited)
• Single operation:
• Account balance: RUB 60,000.00 (After increasing limits: RUB 550,000.00)

To remove these limits, you need to confirm your bank card and your personal data.

If you want to increase your limits, follow the link " Increase limits».

If you do not increase the limits, your account will also have the following restrictions:

• Storing money in a PayPal account is possible only in rubles (and, accordingly, when receiving money in a PayPal account, it will be converted into rubles at the internal PayPal rate - the loss will be approximately 2.5%).

By increasing the limits, these restrictions will be removed

To do this, you need to confirm your personal data:

• provide a scanned copy of your Russian citizen’s passport (page spread with photo)
• Fill in the form fields with some other information (address, Taxpayer Identification Number, ...).

After passing full verification, you will be able to accept money transfers to PayPal without conversions and you will also be able to store money on PayPal in different currencies.

How to set up a PayPal account to receive money in different currencies

Most microstocks pay royalties in USD, but it happens that some pay in EUR (for example, Fotolia, registered not from a Russian, but a European site) or JPY.

Select the main currency of your account (usually it is most convenient for it to be USD) and add the rest from which you receive transfers from microstocks.

This is done to ensure that payments received in a currency other than the main account currency are not converted.

How to withdraw money from PayPal?

Money can be withdrawn only in the currency of the country of which you are a resident, and only to a bank account opened in this currency (i.e., if you live in Russia, then withdrawal is only possible in rubles to a ruble bank account in a Russian bank).

To add an account to your PayPal account, follow the link " Check" in the top menu, then click the " button + Add a bank account" and follow the instructions.

PayPal states that card accounts are not suitable for withdrawing money to them (only current bank accounts are suitable), but many users successfully withdraw money to card accounts.

How to do it? For example, if you have a ruble card opened in Sberbank, then when filling out the account details in PayPal, indicate not the card number, but its account number, and in the “BIC” field, indicate the number of the Sberbank branch where you opened the card.

How to verify your PayPal account

To verify your PayPal account, PayPal will send you two small amounts in rubles, after they arrive in your account (usually after a few days), you must enter these amounts in your PayPal account and the account verification will be completed and you can withdraw to it money.

When withdrawing funds to a bank account, PayPal has no commissions, but there are losses when converting into rubles from another currency at PayPal’s internal rate (approximately 2.5%).