Telephone installment from MTS without the initial contribution

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Such an attribute of a modern person, like a stylish and functional telephone, is sometimes just a dream, to achieve which not enough savings. Therefore, many people turn to cellular communication to the acquisition of technology on credit. Today MTS offers telephony phones without the initial contribution.

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Installment in the cabin mts

To obtain credit funds, you need to apply to the Bank's Office and issue a loan or credit card. But it is possible to use an alternative way - by installments on the desired technique in the cellular salon.

Advantages of installments

You can become the owner of the selected product on the day of circulation.
Minimum list of necessary documents.
You can apply for several partner banks immediately. When approved by several institutions, the client is given the opportunity to prefer the bank in which the most favorable conditions.
A positive solution is probably even if there is a negative credit history.
Lack of initial contribution.

Disadvantages of sewage payment

The need to decorate insurance.
Large commissions levied with customers, which will lead to decent financial costs.
There were cases when third parties were in an illegal way to use copies of documents provided by the client cellular salon.

In addition to the installation of installments, the MTS cellular salon offers customers to issue a credit card "Corn". Application for its receipt is considered, as a rule, not more than 30 minutes.

Registration of installments in the communication salon MTS

To buy a phone in installments in the cabin MTS, you need to perform a number of actions, namely:

Decide with the gadget model and clarify the possibility of acquiring it in installments (credit).
Ask for a cellular employee to prepare a check.
Contact a partner bank specialist to clarify all credit conditions and, if everything suits, apply for a loan with the provision of all necessary documents.
Wait for a positive decision of the bank and carefully examine all the points of the contract.
Check that the phone's purchased phone is working, all components were in place, and the warranty card was correctly filled.
Pick up, purchased goods and make payments to it monthly.

Each Bank, collaborating with MTS companies, makes different conditions and requirements for customers. It is very important for this to pay attention.

Wishing to buy a telephone in installments (credit), no need to stop on a cheaper model. It is better to familiarize yourself with the price segment in another salon - there the selected model can cost a little more expensive, but the interest will be less.

In this issue, it is necessary to take for the basis of the total value of the goods, given the total debt. After all, installments on the technique gives not a cellular salon itself, and the bank with whom he concluded an agreement on cooperation.

Registration of insurance

When buying a gadget in installments, often customers are offered for personal insurance. The size of the sum insured, as a rule, affects the cost of the phone, taking into account the accrued interest. Agree to this step or not - the solution of everyone. But in this case you need to think carefully. Since the occurrence of the insured event entails shifting consumer debts on the next relatives. In addition, there is an opportunity to buy an insurance policy and the challenge of the phone, especially since this happens quite often.

In the video review, the expert will tell about how to place installments, on which nuances in the contract it is necessary to pay attention to

Output

It is worth noting that installments to the phone without the initial contribution to MTS will be beneficial only under the condition of timely making monthly payments. In case of uncertainty in their solvency, it is better to abandon the acquisition of technology in this way, to gain patience and try to scope the necessary amount to buy a gadget for cash.