Samsung Pay Sberbank in Russia: how to install and use the application. Payment service Samsung Pay Sberbank

The technical process does not stand still. Everything is developing, including the banking sector and payment systems.

In this material, we will talk about how to install Samsung Pay, connect the map, pay for goods and services. Documentation on the use, supported phone models.

What is samsung pay?

First of all, it is safe and convenient way Pay for purchases using your Samsung brand smartphone. You can pay for purchases in stores that have the opportunity to receive payment on contactless technology (NFC), bank card, as well as using a magnetic strip.

Download the app

You can download Samsung Pay at the official app store " Play Market"For this link.

Which models of phones supports Samsung Pay

Before you download this application to your device, it should be borne in mind that it will work with such models:

Galaxy A5 (2016);
Galaxy A7 (2016);
Galaxy S 7 EDGE;
Galaxy S 6 EDGE +;
Galaxy S6 EDGE (payment over the contactless NFC method is available since November 2016);
Galaxy S 7;
Galaxy S6 (only on NFC from November 2016);
Galaxy Note. 5.

What if your phone is not supported?

In the event that for some reason, the Samsung smartphone does not support this payment service, you can enter as follows:

After some time, you will receive an alert when the service will be available on your device.

How it works? Details

At the first stage, for proper work payment system, you need to register and start account Samsung. Then you need to create and confirm your fingerprint. Next, create a PIN code for Samsung Pay.

Then you need to add your bank card. This can be made by scanning with the camera or enter the data with your own hands. The bank must send a confirmation as an SMS message with a disposable password. In the window that appears, you need to put your signature.

The card will be fully registered in 10 minutes.

In the information about the map, the last 4 digits should appear, as well as the token number of 4 digits. Everything, now, with the help of a mobile device, you can pay for purchases.

By choosing a card on which there is money so that the transaction is successful, you need to make your finger on the fingerprint icon or enter the PIN code to the SAMSUNG PAY service. Next, bring the smartphone to the terminal to pay. If the purchase amount exceeds one thousand rubles, you need to enter a bank card PIN.

What banks work with samsung pay

This service works with MasterCard maps of such banks:

"VTB 24";
"ALFA BANK";
Raiffeisenbank;
MTS-Bank;
"Russian Standard Bank";
Payment system "Yandex".

Later service will be available in other banks. We will remind, earlier, Sberbank of Russia, which plans to connect the Samsung Pey service soon.

Samsung Pay Visa / MasterCard. What payment systems does it work with?

So far, the application works with MasterCard maps. Visa card support will be made later. Payment service supports work with no more than 10 cards.

Before adding a map to Samsung Pey's payment service, it is important to make sure that this system supports bank and map.

Come into the application on your device and click "Run".
Next, you should install a PIN or fingerprint. In the future, with their help, you can confirm all purchases.
In the case when the card is added for the first time, you need to click on its character. If this is no longer the first card added, then click "Add".
These cards can be photographed or enter your own hands. Then click "Next."
Next, it is necessary to adopt the agreements of the Bank and the payment service.
After the agreement on the smartphone will receive an SMS message with a disposable number to confirm registration.
The resulting combination of numbers from the SMS message must be entered into a special field, then click "Submit".
With the help of a stylus or finger, you need to put an electronic signature, then click "Finish". The electronic signature may be required if the seller-cashier wants to compare it on the check and the map.
After that, the card will be added to the payment service from Samsung. By the way, one mobile device You can add only 10 bank cards.

SAMSUNG PAY Safety and Privacy

If you still think that the use of payment service is not safe and scammers can use it in any way to remove moneyI wake up to disperse you in this.

The fact is that three systems are at once on the protection of personal information: tokenization, confirmation of fingerprint and Samsung KNOX.

Tochenization

As soon as payment is made for the purchase, the system randomly creates a token (special digital code). In this case, personal information does not appear during the transaction during the transaction.

Confirmation of a fingerprint transaction

This or that payment operation without your fingerprint can not pass. So, even if the smartphone is lost, you will be impossible to pay for purchases from someone else's smartphone.

Samsung Knox

The security system inside the device is designed in such a way that it is capable of preventing any third-party hacker attack. It continuously monitors the vulnerability of the smartphone. Even if the smartphone can be infected with a malicious program, the map data will be securely encrypted inside the Samsung Knox container.

To date, cash gradually leave the consideration and most of the purchases are performed using plastic cards. There are all cards for everyone, they pay salary, scholarship, retirement and so on. In each trading point, there is still at least one terminal to pay with plastic card. Bank cards have become an integral part of our lives and the destruction of cash - this is only a matter of time.

The next step in the development of technologies is contactless payment. Many cards are already supporting this technology and allow you to make purchases, only applying the card to the terminal. This technology served as a catalyst for the emergence of specialized chips and payment systems in devices that we just do not let out of the hands - in our smartphones.

In 2016, the Samsung Pay service was launched in Russia, which allows telephone owners from the series Samsung Galaxy Make payments from bank cards without using the bank cards themselves. The article will talk about how Samsung Pay works, as far as safe and with what difficulties will have to face users. Compare technology with solutions of competitors.

System requirements

To begin with, it is worth finding out which Samsung Pay works on which devices. This technology requires not only program innovations, but also hardware, so you need to make sure that your smartphone supports this technology or not.

So, the SAMSUNG PAY payment system is working with the following gadgets:

SAMSUNG GALAXY S8;
Samsung Galaxy S7;
(with restrictions);
SAMSUNG GALAXY NOTE 5
SAMSUNG GALAXY A7.
(2017);
Samsung Gear. S3.

These are those samsung devices that are equipped with NFC or MST chips and support modern software.

Unlike Apple or Google products, Samsung Pay looks very limited, because the number of supported devices is significantly lower. In the case of Apple, we get support for all smartphones released since 2014 (from 2013, if you connect, and in the case of Google, any gadgets are supported at all that can be installed Android version 4.4, and there are hundreds of thousands in the world.

As in the case of other payment systems, the launch of the payment system was accompanied by a number of restrictions. So, for example, Sberbank concluded an agreement with apple company about the exclusive start and on this the reason is samsung lost opportunities to connect this bank before the contract ended. Now the situation has stabilized and almost all popular banks work with all payment systems.

So, the banks operating with Samsung Pay:

Sberbank.
BINBANK.
Gazprombank.
"Opening" (Rocket Bank).
"Russian standard".
Tinkoff.
and online wallet "Yandex money".

It is important to understand how Samsung Pay works with. To connect to the payment system, you need a card that supports PayPass or PayWave technology. In the case of Visa cards, restrictions on the number of banks that work with Samsung Pay are valid. Restrictions can be found on the company's official website.

How to connect?

To start using Samsung Pay, you need to make sure that your gadget supports the payment system and download the application of the same name. When you enter the app, it will ask you to install a password (or fingerprint) on the screen lock. In the future, the pin-code or fingerprint will be used to confirm transactions. Then you need to attach the card itself. You can do this in two ways: manually by entering all the data, or automatically, hovering onto it. The second option works well, but the CVV code will still have to be introduced independently. If the card is suitable for the application, then immediately behind this procedure will follow the check from the bank. You will receive SMS with a code to activate the payment system, without it will not make further payment. The final step will be adding electronic signature. It is very rare, but when it needs you, the cards may not be close, and then the digital signature will help you out.

Is it safe to use Samsung Pay?

The issue of security worries users first. New technologies always inspire fear, especially when it concerns money. Even sorry bank cards Take difficult. Regarding the safety of cases as follows. If in a nutshell, then samsung pay is the most safe method calculation is much safer ordinary maps. If more, then the smartphones use a special system of toxium. When the user tries to pay, the phone does not use data from the card, but creates their digital blind, each time is unique, and it is divided with the terminal. The terminal is in contact with the bank and reports a successful payment (unless, of course, you did not run out of money). Data on tokens is stored in the gadget itself, so you can pay for something even without the Internet.

Do not forget that every purchase must be confirmed, and for this, the user is obliged to enter a PIN code or attach its finger to a finger-block sensor. Even if an attacker with a portable terminal is unnoticed to you, he will not be able to steal a penny from you, as it will not be able to confirm the payment.

But what about viruses and hacking of the operating system, Android is far from the security of iOS? In fact, everything is not so bad. Samsung was introduced into the system's own protection mechanism, which continuously scans the system for malicious programs and vulnerabilities, and if the virus is still going on, the Samsung Pay service will be blocked, and the payment data will be erased.

How does samsung pay work?

Let's go to payment. SAMSUNG PAY works as well as the usual bank card. Moreover, like any card, and not just that that supports NFC. The fact is that not all terminals in Russia are supported by NFC. Many still work only with a magnetic ribbon, so you cannot pay some phones. This applies to iPhone and all devices on android databaseexcept samsung. When paying on old models of terminals, MST branded technology is used. The phone creates a magnetic field, similar to what is created using a magnetic bank card. The terminal reacts to it and accepts payment. Therefore, the answer to the question "Where does SAMSUNG PAY work?" It sounds like this: "everywhere".

Possible problems

Already at the start, when the technology began to enter into the masses, users encountered a number of problems.

Look again, on which phones is samsung pay. Users often ignore this a simple task And they run to complain about the forums that the technology does not work as stated.
Make sure that the latest version of the operating system is installed on your phone. You must go to the settings and check the firmware version so that the phone loads the latest updates.
Even if you installed last version The operating system can not be adapted to work in your country. For example, Samsung Pay did not work with S7 until the manufacturer did not have the necessary work on the launch of the service. Perhaps you should wait a bit. Do not forget that you have to be installed original firmware, without root rights. If you hacked the system or bought a phone from the hands, contact the official service center, there you will restore the original firmware.
Do not forget that for the work of any SAMSUNG service you need personal Accountwhich phone offers to create even at the time of launch. If you still have not done this, go to the settings and find the "Accounts" submenu there.
In the case of smartphones from the Galaxy S6 line, payment via MST does not work, so before paying, make sure that the terminal supports contactless payment (usually there is a corresponding icon in the form of waves).

Shares and discounts

To attract users to new technology, SAMSUNG has agreed with a number of Russian brands about the organization advertising actions. One of these was the action "Paying a smartphone. Movie tickets". Under the terms of the action, any ticket to the "Cinema" service via Samsung Pay received a 100% discount on the next purchase. Now there is a 50% discount on the payment of the trip to the metro on the MCC line. In the US, Samsung has deployed an even more large-scale and long-term action. There every purchase made by the company's payment service allows you to accumulate points, which then you can spend on other products in the Samsung Rewards store. When this service gets to Russia unknown.

First impressions and reviews

Many samsung gadget owners really liked the idea to combine the wallet and smartphone. After all, it is so easy! Smartphone is much more convenient and more useful than cash or card, and most importantly, he is always with us. The first reviews about how Samsung Pay works, inspire. Already soon a year, as people use the payment system and are mostly reacting to a new one (for someone already familiar) experience. The system works in all major shopping centers, fast food and trips to the subway are paid by phone without problems. Many have already managed to forget about where their bank card is, because it is no longer needed. Not always on technology, sellers and cashiers react adequately. Instructing spent in all large networksBut somewhere on the covered market you may encounter perplexes or even fright, so be alert.

Instead of imprisonment

Samsung Pay has a lot of advantages over ordinary bank cards. This is definitely a very successful technology that will eventually become more sought-after. Wallet in the smartphone is exactly what you need modern manSo that it is even easier to part with your blood. It is convenient, safely and very quickly, and trying once, you want to try again and yet, now you know how Samsung Pay works and you can do it. Nevertheless, do not forget the first time to carry a card with you and some cash about the reserve, because there are different situations.

Works with terminals without chip NFC.
Different options for protecting payments.
Discounts and promotions.

Does not work on hacked devices.
A limited number of smartphones operating with the payment system.

In Samsung Pay, you can add a maximum of 10 bank cards on one device.

Is it possible to pay through Samsung Pay on the Internet?

Yes, you can. On the online store page, select the payment method "Pay for Samsung Pay", enter your Samsung Account account (E-mail), confirm the payment using the fingerprint or the application pin-code. Samsung Pay works with all browsers. Detailed instructions, including information on SAMSUNG PAY payment sites, posted on the website: http://www.samsung.com/ru/apps/mobile/samsungpay/.

How to pay with Samsung Pay?

1. Spend on the smartphone screen from the bottom up to start Samsung Pay.
2. Select the map.
3. Log in to the fingerprint or PIN code application.
4. Apply the smartphone to the payment terminal for payment.

Can I add a map in Samsung Pay, being abroad?

Yes, being abroad, you can add partner bank cards to Samsung Pay, the list of banks can be viewed at http://www.samsung.com/ru/apps/mobile/samsungpay/. You may have to contact your bank to add and activate the map.

What time is it necessary to activate Samsung Pay from the moment of entering the card data?

Up to 10 minutes.

What is samsung pay?

Samsung Pay is a safe and easy-to-use balance service. It allows you to add multiple bank cards and pay for purchases using compatible Samsung devices not only on NFC payment devices, but also on payment terminals, where bank cards are accepted only by contact chip and magnetic strip.

Can I use Wi-Fi to add a map to Samsung Pay?

What can be done if the smartphone is stolen or lost?

If the smartphone is lost or stole it, the payment information will be protected: before you make a payment, you need to successfully identify the user's fingerprint application or PIN. At any time you can block or delete all data from the device through the Samsung Find My Mobile service.
In any case, it is necessary to contact the bank that has released your cards, and report that the smartphone has been stolen or lost - it is possible that the "Tokens" can be blocked by the Bank of those cards that were connected to the Samsung Pay service on a lost smartphone.

Does Samsung store information about payments on your server or on the device?

No, it does not store.

What card in Samsung Pay is installed by default?

Samsung Pay has no card that is used to make purchases by default. The user chooses a card card before making payment. The map in the Samsung Pay can be added to the "Favorite Maps" menu, which opens when holding a finger across the screen from the bottom up.

How can I set the name of the card?

You can configure the name of the card that will be displayed in the application. For this:
1. Open Samsung Pay.
2. Select the map.
3. Press "Options" (three-point keys).
4. Configure the name of the card.

How close is to bring the device to the MST (magnetic) terminal?

To pay the phone you need to take a distance of no more than 5-10 cm.

How to add a map from the megaphone bank application?

1. Enter the application and go to the "Maps" section.
2. Select the map for registration. If you can add a map, the Add to Samsung Pay button will appear - click on the button.
3. It is necessary to accept "Conditions of Service and Use" from the Bank - click "Take everything".
4. If you successfully add a map at the bottom of the screen, the inscription "The map is successfully added to Samsung Pay".

How does Samsung KNOX help Samsung Pay?

SAMSUNG KNOX checks the device for malicious programs. If malware will be detected on the device, Samsung KNOX will disable Samsung Pay.

In which countries is SAMSUNG PAY available?

Since September 2016, Samsung Pay service is available in Russia.
Today, the service is also available to US bank cardholders, South Korea, Spain, China, Brazil, Puerto Rico, Singapore, Australia, and others. Samsung is working to cover as many countries as possible.

Cashier asks the last 4 digits of the card. But the transaction still does not pass, what to do?

If the cashier asks the last 4 digits of the card, then you must inform the last 4 digits of the "Token" in Samsung Pay, and not the last 4 digits of the physical card number.

What are the benefits of samsung pay?

1. Purchase pay as contactless system NFC pay, and in payment terminals, where the contact chip card is required and the magnetic strip.
2. Increased safety when paying, because The data of the card itself is not disclosed (instead of the card number, "Tocken" is used), each purchase requires authorization on fingerprint or application pin-code, and the embedded SAMSUNG KNOX security system continuously tracks possible vulnerabilities on the device.

How to view shopping history in Samsung Pay?

Samsung Pay Displays the last 10 purchases. To see them, open appendix Samsung Pay and select a map. At the bottom will be displayed the history of purchases on this map. The shopping history is updated in the application while accessing the Internet or Wi-Fi on the smartphone.

How safe is Samsung Pay?

Samsung Pay uses tokenization and Samsung KNOX (embedded smartphone security system to protect payment data. In addition, payment via Samsung Pay is possible only after successful fingerprint authorization or application pin application, which ensures control of each operation.

How to contact Samsung Support?

With the Samsung Support Service, you can contact through the main menu of the Samsung Pay application in the "Options" section (three-point keys) - "Contact us". You can also contact Samsung.

Will the information from Samsung Pay (card data, etc.), if you reset the settings on the device?

Not. In case of resetting settings, all data from Samsung Pay will be deleted.

How to return the purchase if I used Samsung Pay?

The return of purchases occurs in the same way as with ordinary purchases on the bank card - in accordance with the laws of the Russian Federation and the rules of the store. To return the purchase, you must contact the store.

What is the difference between MST and NFC technologies?

For a regular user, the difference in payment by NFC or MST is not. MST technology uses an alternating magnetic field for transmitting payment data by emulating on the terminal to carry out an operation card over the magnetic strip. The radius is similar to NFC.

Do Samsung Pay access to the map account?

Not. Samsung Pay does not have access to the map account.

How accurate is the fingerprint scanner on my Samsung device?

The error of the fingerprint scanner is less than 0.002%.

What is NFC?

NFC (from the English NEAR Field Communication) is a data transfer method for short distances (up to 5-10 cm) using radio waves.

What is MST?

MST (from English Magnetic Secure Transmission) or magnetic secure transmission is a method of sending payment data using an alternating magnetic field. Your card data is encoded and transmitted to the payment terminal by means of a magnetic signal.

Does Internet connecting to use Samsung Pay?

Internet connection is required only to add a map to Samsung Pay. To make purchases it is not necessarily (except for online shopping).

What is safer: MST or NFC?

Samsung Pay provides the same level of security to make a purchase by NFC and MST thanks to the built-in SAMSUNG KNOX smartphone security system.

Will I be able to use a physical map for payment if you delete the map from Samsung Pay?

Yes, you can.

When paying the terminal asks to enter 4 numbers, what should I enter?

If you need to enter the last 4 digits of the card number, you need to enter the last 4 digits "tokens". They are shown under the image of the map in Samsung Pay with the "Last 4 Figures for Cashier" notes.

How to add a map in Samsung Pay?

1. Open the Samsung Pay application, specify your current Samsung Account account and configure the authorization method convenient for you: on fingerprint or by PIN code.
2. Scan the card using a smartphone camera or enter its data manually. Take the Terms of Service Services Service Samsung Pay and the Bank's Agreement.
3. Press the SMS button to pass identification. Enter the code obtained in SMS and click "Send".
4. Put your signature. Map added! One device can add a maximum of 10 bank cards.

Image of the map in Samsung Pay does not match the physical image of the map. This is problem?

Not. The image of the card may not always exactly coincide with the physical card. The main thing is to coincide:
1. Bank-Issue (Bank Round).
2. Payment System (MasterCard).
3. The last four digits of the card.

How does samsung pay work?

Before making a payment, Samsung Pay requires a successful identification of a fingerprint application or a PIN code, and only after that the data is transmitted to the payment terminal.
When performing contactless payment on the Samsung Pay payment terminal uses a protected NFC signal to transmit payment data to the terminal.
If the payment terminal does not support contactless payment technology and accepts bank cards only by contact chip and / or magnetic strip, Samsung Pay uses mST technology, cycling a variable magnetic field for transmitting payment data in a magnetic band format of a bank card.

Can I use Samsung Pay abroad?

You can make purchases in any country of the world, where bank cards of the MasterCard payment system are accepted.

When I'm trying to add a map in Samsung Pay, a message appears that "Map is not supported." What should I do?

Make sure your card is not blocked, the map status can be viewed in the "Maps" section mobile application Megaphone Bank. If the card is "active" and still appears a message about the inability to add a map in Samsung Pay, contact customer support for free Number 5555.

What is toochenization?

Toxization is a method for protecting your card data, in which the card number is replaced with a special digital code - "Tocken" created by randomly.

Where can I pay SAMSUNG PAY?

FROM using samsung Pay You can pay for purchases on any terminals where bank cards are accepted. The secret is that in addition to the NFC technology (NEAR Field Communication - Communication of the Middle Field) SAMSUNG PAY supports its own technology - MST (Magnetic Secure Transmission - "Magnetic Secure Transmission") and allows you to pay for purchases using Samsung device not only on payment devices on NFC, but also on payment terminals that take bank cards only by contact chip and magnetic strip. Samsung Pay is also available to pay for purchases in online stores.

Why samsung pay is safe?

Samsung Pay uses three levels of protection:

1. Tokenization

The essence of the toxization is to replace the customer's real data (such as the card number) to virtual.
When you activate a map for Samsung Pay on your smartphone, the real card number is replaced with a special digital code - token created by randomly.
Data on the binding of the real number of your card to Token is only at the bank and payment system, and they are securely protected.
As a result, your personal information is not used during payment and remains safe.

2. Samsung KNOX.

Samsung Knox is a built-in security system that protects the device from malicious attacks and continuously monitors possible vulnerabilities on the device. Even if the device threatens something, Samsung KNOX provides security sAMSUNG data Pay regardless of the operating system.
Before adding a map in Samsung Pay, the SAMSUNG KNOX security system checks the device firmware. If root is found on it, viruses or firmware is modified, add a map to Samsung Pay.
After adding samsung cards KNOX continues to check the condition of the device. If the virus penetrates into the device, Samsung Pay is blocked on it, after which it is impossible to use Samsung Pay on this device.
In the case of root detection, Samsung Pay on the device is completely blocked. Use Samsung Pay on such a device is impossible, even if you restore the original manufacturer settings.

When paying using Samsung Pay, there is a mandatory authorization on fingerprint or PIN code for each purchase. In case of loss of the device, fraudsters will not be able to pay for payment without imprinting your finger or PIN-code, which is known only to you.

What bank cards MTS Bank can be added to Samsung Pay?

MTS loan online
MTS Money Weekend.
MTS Money Zero.
MTS Money Contribution
MTS Smart Money
MasterCard Standard / Gold / Platinum / Black Edition
Visa Classic / Gold / Platinum / Infinite
Student map.
Fuel card.

All questions and answers

What devices support Samsung Pay?

Galaxy S9 (SM-G960F)
Galaxy S9 + (SM-G965F)
Galaxy S8 (SM-G950F)
Galaxy S8 + (SM-G955F)
Galaxy S7 EDGE (SM-G935F)
Galaxy S7 (SM-G930F)
Galaxy S6 EDGE + (SM-G928F)
Galaxy S6 (SM-920F) - Only NFC
Galaxy S6 EDGE (SM-G925) - only NFC
Galaxy Note9 (SM-N960F)
Galaxy Note8 (SM-N950F)
Galaxy Note5 (SM-N920C)
Galaxy A9 2018 (SM-A920F) - Only NFC
Galaxy A7 2018 (SM-A750F) - Only NFC
Galaxy A8 (SM-A530F)
Galaxy A8 + (SM-A730F)
Galaxy A6 (SM-A600F) - Only NFC
Galaxy A6 + (SM-A605F) - only NFC
Galaxy A7 2017 (SM-A720F)
Galaxy A5 2017 (SM-A520F)
Galaxy A3 2017 (SM-A320F)
Galaxy A7 2016 (SM-A710F)
Galaxy A5 2016 (SM-A510F)
Galaxy J6 + (SM-J610FN) - only NFC
Galaxy J4 + (SM-J415F) - only NFC
Galaxy J7 2017 (SM-J730F)
Galaxy J5 2017 (SM-J530F)
Gear S3 Classic (SM-R770) | Frontier (SM-R760) *
Gear Sport (SM-R600) * - Only NFC
Galaxy Watch (SM-R800N, SM-R810N) * - Only NFC

How to upload the Samsung Pay application to your smartphone?

Update on your smartphone.
After the software on the smartphone is updated, the Samsung Pay icon appears in the application menu.
Sign in Samsung Pay using your Samsung Account account, and add a bank card MTS Bank

How to add MTS card in Samsung Pay?

SAMSUNG GALAXY smartphone

1. Open the Samsung Pay application, specify your current Samsung Account account and configure the authorization method convenient for you: on fingerprint or by PIN code.

2. Scan the card using a smartphone camera or enter its data manually. Take the service conditions of MTS Bank.

3. Press the SMS button to pass the cardholder identification. Enter the code obtained by SMS, and click "Send".

4. Enter the signature * with a finger or stylus. Map added!

One device can add a maximum of 10 bank cards.

* The signature may be required if the cashier in the store wants to compare the signature on the check.

On the Samsung Gear device

1. Connect the Gear device to compatible smartphone Using the Samsung Gear's mobile application.

2. In the Samsung Gear application, click "Open Samsung Pay", log in to the Samsung Account account and click "Add Map".

3. On the GEAR device, configure the screen lock on the PIN code.

4. Open the Samsung Pay on the Gear device by holding the "Back" key.

5. On the smartphone in the Samsung Gear application, scan the bank card or enter its data manually, accept the Bank's maintenance conditions.

6. Press the SMS button to pass the bank card holder using a SMS one-time code. Map added!

How to pay for a purchase via Samsung Pay using MTS Bank cards and Samsung Galaxy smartphone?

Open the Samsung Pay application by spending your finger across the bottom-up screen. It does not matter if your screen is blocked or active.
Select the map you want to pay, if several bank cards are loaded in the Samsung Pay application
Log in with the fingerprint or iris scanner of the eye, or the application PIN code.
Subcontalize samsung To the terminal screen, if the terminal shows the sign of contactless payment. Otherwise, bring the device to the magnetic strip reader.
If the purchase amount is more than 1000 rubles, you may need to enter a PIN -Code of your bank card on the payment terminal. In some cases, it may be necessary to enter the last four digits of your card. The numbers are visible on the screen of your smartphone marked "the last 4 digits for the cashier"
The payment process is completed! Take the check as if you pay by the usual bank card.

How many cards can be added to samsung pay?

You can add no more than 10 bank cards.

How to pay for a purchase via Samsung Pay using MTS cards and Gear S3 devices?

Connect the Gear S3 device using the Samsung Gear application
Press and hold the "Back" key
Select a bank card with a Bezel turn.
Click on the "Pay" button on the Gear S3 screen
Apply Gear S3 to the payment terminal

How to return money for the purchase?

Return of the purchase of a purchase is carried out in the same way as the return for the purchase paid by the card. If the cashier need a card to make a return, follow the same actions as when paying for the purchase: Open the Samsung Pay, select the card to which the purchase was paid, and attach a smartphone or a Gear device to the terminal.

Does the Internet need for using samsung PAY?

Internet connection is necessary only to add a map. When paying purchases, the connection to the Internet is not required.

What if your smartphone is lost or stolen?

Nobody will pay from your smartphone, because for each payment you need authorization on fingerprint or scanner of the iris, or the PIN application of the application. To block the SAMSUNG PAY service or delete data from the device, use the Samsung Find My Mobile service (

The other day (by night, on September 29), the new modern SAMSUNG PAY payment system began to work in Russia, the main direction of which is to work with mobile phones and smartphones. In Russian, she sounds like Samsung Pey and, as you probably guessed, its author and developer is the South Korean company Samsung. Today, the user service base has already exceeded 1 million people!
What is her "chip"? If we talk simple wordsThe feature of this feature is that thanks to it you can not carry your bank card with you (a debit or credit card), but simply bring your mobile phone to the terminal and pay off it. Now the phone is your electronic wallet. Just, quickly, comfortable!

The technology of contactless payments used by the mobile payment service is simple, although ten years ago it could be considered fantastic. Sumsung Pei works as follows. First you do with your phone and special applications "Sleeping" of your bank card and keep it on the phone. When you need to pay in the store, cafe, restaurant or other place - just bring your smartphone Samsung. to the terminal. Thanks to the magnetic emitter built into the telephone apparatus, which operates at the same frequency as the credit card, the payment terminal will actually sees it and hold the transaction just as if you insert a credit card into it.

From the above, you, as I think, have already understood that the Samsung Pay system works not with all the models of phones, but only with those that have a magnetic emitter.

What phones does samsung pay work on?

To date, the following models are able to work with the option:
- SAMSUNG GALAXY S7 (SM-G930F)
- SAMSUNG GALAXY S7 EDGE (SM-G935F)
- SAMSUNG GALAXY S6 EDGE + (SM-G928F)
- SAMSUNG GALAXY NOTE5 (SM-N920C)
- SAMSUNG GALAXY A7 2016 (SM-A710F)
- SAMSUNG GALAXY A5 2016 (SM-A510F)
Further the lineup Of course it will develop.

On which terminals you can use Samsung Pey?

The payment system works with any terminal that supports the NFC NFC radio communication technology (NEAR Field Communication), which is largely similar to Bluetooth, only the connection time is much faster (less second).
In addition, thanks to its own sAMSUNG technology MST (Magnetic Secure Transmission), the service can also work with payment terminals, where bank cards are accepted with a contact chip or magnetic stripe.

What cards are supported?!

Significant restriction in the work and development of technology are some more restrictions.
The first - Samsung Pei works while only with MacterCard maps. With Visa cards, the service is not friendly, although developers and promise to further fasten the visa support.
At the current moment list of banks that work with Samsung Pay Small:

Alfa-Bank JSC VTB 24 (PJSC) PJSC "MTS-Bank" JSC "Raiffeisen Bank" JSC "Bank Russian Standard" JSC "Yandex"

But in the future, as the service develops, the number of partner banks should increase.

How safe is it safe?!

I think you do not need to explain simple truths - everything connected with money, big money, and criminal structures are also interested. And, I think it is not a secret that this payment service will also try to hack in order to theft of funds from the user's account. On the this moment The following tools are used to ensure security:
First, these cards are not transmitted directly. To do this is used toochenization. That is, each operation is generated special code - Tocken. It is transmitted during a transaction. Even if someone can intercept data transfer, he will not give anything to him.
Secondly, each device has a built-in system. sAMSUNG protection KNOX, which additionally protects the device from hacking attempts and viral attacks. These cards are stored in the encrypted container system, which is protected and separated from the operating system.
Thirdly, even if the attacker sees your smartphone, to use Samsung Pay, he will not be able to use Samsung Pay. The fact is that for the implementation of the transaction it is also necessary to give confirmation with your fingerprintFor which the built-in fingerprint scanner is used.
As you can see, protection is organized at a decent level and not to trust it yet there is no reason.

How to use samsung pay

To take advantage of all the charms of the newest mobile payment system It is necessary to start installing the Samsung Pay application to your smartphone. To do this, open Google Play Store. And with the help of searching we find the application. As an option - you can go through this link.

Click on the "Install" button and wait for the end of the process.

Now you need to take a picture of your bank card on the main chamber of phone:

After that, data verification will start:

If the verification has passed successfully, you will receive an SMS with a confirmation code that you want to enter the application window:

After that, you will receive a message that the card is successfully added.

Now it will appear in the database of cards:

Thus, you can add all your bank cards to the database and no longer carry them with you.
Now you can go to the store!

How to use virtual map in the shop?!
So, you are standing near the payment rack in a supermarket or cafe. How to pay for a purchase or service via Samsung Pay?!
First you need to make a swipe up, that is, pushing your finger at the bottom of the screen and pull it up:

By this you will open your virtual map:

Then you need to confirm your personality, putting a finger to the scanner of prints.

Now you bring the phone Samsung to the banking terminal at the moment when the inscription "Insert the map" is burning:

We enter the last 4 digits from the card, complete the transaction and get a check. SAMSUNG PAY payment is completed successfully and you can remove the phone into your pocket!
If you still have any questions - watch the video:

P.S.: As a conclusion, I want to say that it is now worth the coming to Russia another similar system - Apple Pay. From the main competitor - the company EPL. Also, with the arrival of Android 6.0, we should expect the arrival of the third similar mobile payment system - Android Pay. . Whether the championship will give the devices from Samsung any advantages - it is difficult to say. It will show time.